About the Service
Employers’ liability insurance protects employer against financial consequences of workplace accidents and other events resulting in bodily injury or death.
Purpose of Cover
- Protection against significant financial costs arising from workplace injuries or occupational diseases
- Support in meeting statutory occupational health and safety requirements and employee compensation obligations
- Mitigation of reputational risks and protection against substantial claims that could adversely affect the company
Insured Events
- Workplace accidents resulting in bodily injury or death
- Occupational diseases caused by working conditions
Scope of Indemnity
Includes, but is not limited to:- Medical expenses, compensation for non-pecuniary damage and legal costs
- Benefits payable following temporary or permanent disability
- Compensation in the event of an employee’s death, including payments to their family
