About the Service
Voluntary motor third-party liability insurance (DSAGO) extends the statutory liability limits provided for Compulsory Motor Third-Party Liability Insurance (OSAGO).
Purpose of Cover
- Providing comprehensive financial protection and eliminating the need for the insured to personally cover the difference between the actual loss and the OSAGO policy limit
Insured Events
- The insured becoming legally liable for injury or damage caused to third parties where the amount exceeds the statutory compensation limits under OSAGO
Scope of Indemnity
Includes, but is not limited to:- The difference between the actual amount of injury or damage caused and the OSAGO liability limit, subject to the sum insured under the DSAGO policy
